Please familiarize yourself with the policies and benefits of your insurance plan prior to your visit including your deductible amount and/or co-payment for your plan. We will file a claim to your primary insurance carrier and secondary carrier, if applicable when the information has been provided. You should notify the office immediately regarding any changes in your insurance carrier or plan.

Managed Care:
Managed-care plans have strict requirements. Please verify the physician’s participation and authorization requirements with your managed care plan prior to your visit by contacting your insurer’s customer service department. It is impossible to know every insurance plan for every patient; therefore, it is your responsibility to know of any restrictions or requirements for your plan. Failure to receive correct verifications or authorization may result in insurance denying coverage, in which case you will be responsible for payment of services rendered. You will find a listing of insurance carriers Urology Associates participates with under the Financial Policies section of this site.

Our providers participate in the Medicare program. Medicare pays our providers directly 80% of the approved charges. The patient is responsible for payment of the annual deductible and the 20% copayment as determined by Medicare.

Commercial Insurance:
For commercial insurance plans or plans in which we do not participate, we request payment in full on your visit date. We will file your claim and instruct the carrier to mail reimbursement directly to you. You will find a listing of insurance carriers Urology Associates of Central Missouri participates with under the Financial Policies section of this site.

The following is a list of managed care companies Urology Associates of Central Missouri participates with. If you do not have one of these insurance plans, your payment will be due on the day of your visit. For your convenience, we accept MasterCard, Visa and Discover, and American Express credit cards.


  • Aetna 
  • Aetna Life 
  • Aetna Mail Handlers Benefit 
  • Aetna Managed Care POS 
  • Aetna Managed Choice POS
  • Aetna Medicare HMO & PPO 
  • Medicare GAP 
  • Aetna MHBP Medicare 
  • Aetna MO Preferred
  • Aetna Student Health
  • Aetna US Healthcare PPO, POS, HMO 
  • Aetna Commercial


    • Anthem BCBS 
    • Anthem Access Choice
    • Anthem Healthy Blue 
    • Anthem Blue Card 
    • Anthem Medicare Supplement 
    • Anthem Pathways and Pathways X
    • Anthem Preferred Plus PPO, HMO, POS 
    • Anthem Benefit Admin 
    • Anthem Blue Cross Fed EX 
    • Anthem Federal Preferred HMO 
    • Anthem Gold PPO 
    • Anthem MedBlue Plus
    • Blue Access PPO, HMO, Pera

Blue Cross Blue Shield of Kansas City

  • Only for Sedalia and Marshall locations – otherwise covered under Blue Card

Centene Health Plans 

  • Home State Health Plan (Managed Medicaid)
  • Allwell 
  • Ambetter


    • Cigna Commercial
    • Carpenters Union 
    • Connect Care (only for Boone County patients)
    • Sure Fit HMO, PPO, POS 
    • Cigna Medicare Supplement 
    • Medicare GAP 
    • Cigna Open Access 
    • Open Access Plus
  • Essence
  • Essence Medicare Advantage


  • HealthLink Open Access HMO, PPO, POS, 
  • Medicare GAP
  • Unicare
  • HealthLink NRECA Primary


  • Humana Medicare Advantage HMO, PPO, POS, EPO 
  • Medicare Gold Choice

Local Best Network

Medicaid MO HealthNet



  • PPO Networks

Railroad Medicare

TriCare/HealthNet Federal

United Healthcare

  • UHC Commercial, PPO, HMO, EPO 
  • Compass 
  • Navigate 
  • AARP Medicare HMO and PPO 
  • Veterans VA plans